Finance & Fintech7 items
Best Banking-as-a-Service (BaaS) Platforms (2026)
What Is Banking-as-a-Service (BaaS)? Banking-as-a-Service (BaaS) is the delivery of regulated banking capabilities -- accounts, cards, payments, lending, KYC, and compliance -- through APIs, so non-bank companies can embed financial services into their own products without becoming a licensed bank. A licensed bank sits in the background holding deposits and the charter; the BaaS provider handles orchestration and compliance tooling;...